Conserving capital for the long term
Our absolute priority is preserving the assets that have been entrusted to us. We invest your hard-earned money for a reasonable and consistent rate of return with low volatility, retaining vigilant watch over your capital and diversifying your assets to offset downside potential. We capitalize on the advantages of using professional portfolio managers to maximize the success and cost-effectiveness of your investments.
Minimizing tax. I offer unique expertise in proactive tax planning. Through the informed use of tax-advantaged products, I may be able to provide you with tax reductions on both an individual and corporate basis. Just as important as a well diversified investment portfolio is the ability to reduce your tax bill significantly every year. The wealthier you are, the more this is true.
Specializing in tax-advantaged products, I know what to buy and from whom, and how to diversify effectively. It is important to invest the proper percentage of your assets in these investments to maximize their potential while minimizing risk. I will liaise with your tax accountant to ensure that our efforts are coordinated and that you obtain all the tax advantages to which you are entitled.
Protecting your family. Insurance is one of those products we all hate to pay for. However, there are some instances in financial planning for families in which insurance plays an important role in protecting your family. Some of these include the untimely death of the major income earner; a serious illness or disability that affects your income and savings; and when health services are required outside of Canada.
I help business owners with substantial assets to pay attention to what will happen to their assets and the taxes that will be owing on their own death. If you have a business partner, how does your family receive full value for your shares in the business in the event of your death? If your children are to inherit the shares in your business, how will the capital gains taxes and value of your shares be funded? Insurance provides a cost effective solution. Make these arrangements as early as possible, when both spouses are in excellent health.
Building relationships. Understanding our clients’ goals, we leveraging my computer background, using state-of-the-art systems to keep details in very good order and ensure client needs and wants are always addressed. We remain in touch, and have a blueprint for service as a starting point (which we modify to accommodate your needs) and meet with you at least twice a year to review your portfolio, which only takes 30-45 minutes.