About us

Richardson GMP has ranked as the top overall independent wealth management firm and received high marks for our firm’s ethics for the seventh consecutive year in the Investment Executive’s annual Brokerage Report Card. This ranking is part of an annual survey of Investment Advisors across the country to evaluate their firm, whether bank-owned, independent or boutique, in categories such as advisor autonomy, quality of product offering and overall support for high net worth clients. 

Rosemary Horwood
Director, Wealth Management, Portfolio Manager, Investment Advisor

Rosemary Horwood is a multi-award winning wealth management professional focused on advising medical professionals and successful families to achieve their financial goals.

While earning her Honours BA in Business and Economics at the University of Waterloo, Rosemary completed six corporate placements and was nominated three times for Co-op Student of the Year following excellent and outstanding performance reviews by leading companies. She began her career under the direction of her father and mentor, John Horwood, one of Canada’s most respected and iconic wealth advisors, at The Horwood Team at Richardson GMP.

Since establishing Rosemary Horwood Wealth, Rosemary has distinguished herself on a national level with two consecutive Wealth Professional Awards: the Advisor Rising Star Award in 2017 and the Young Gun of the Year in 2016. In addition, Rosemary was listed on Wealth Professionals Top 50 Advisors List, a list of the Canadian wealth management industry's top talent, in 2018 and 2019. 

Philanthropy and volunteerism are central to Rosemary’s life. She is dedicated to serving on the C3 Church Hospitality Team in Toronto and has actively participated as a director on two boards.

In her personal time, Rosemary avidly follows the life science sector, loves to cook and entertain, and enjoys an active social scene.

Andrea Ivasecko
Associate, Rosemary Horwood Wealth

Andrea Ivasecko is an invaluable contributor to Rosemary Horwood Wealth, providing exceptional client service and operations management. Andrea has a Master’s degree in International Economics and Finance from Ryerson University, where she graduated with a 3.95 GPA and excelled at studies in investment, risk analysis, financial theory and microeconomics. She has also completed essential investment industry courses.

Andrea loves working closely with clients and is your first point of contact for anything you may need, such as assistance with opening accounts, making transfers or placing orders. She will also answer your requests for withdrawals and contributions. Andrea’s tremendous organizational skills help Rosemary to keep priorities well managed and accounts running smoothly, ensuring all details are addressed so nothing falls through the cracks. Watch for her at the next client education lunch, where she enjoys meeting our clients face-to-face.

Andrea came to Canada as a refugee from Sarajevo in 1994. When she is not assisting clients, Andrea keeps fit playing tennis and volleyball (both beach and indoor) and hiking with her husband and pet boxer.

John Horwood
Director, Wealth Management, The Horwood Team

John is recognized as a leader in the investment industry in Canada, with over 40 years of financial experience. He began his career in Australia as a Chartered Accountant in public practice and corporate planning which has taken him to four continents. John's extensive experience in Canada launched with Cominco corporate planning in Toronto.

In 1987, he decided to join his wife, Rebecca, at Richardson Greenshields as an Investment Advisor, where he combined his financial discipline and tax focus to help clients maximize investment returns and reduce tax. Today, John is a well-known, iconic wealth manager sought after by affluent families accross Canada. He has successfully partnered with five distinct investment advisory teams, including Rosemary Horwood Wealth, to pass down his knowledge and strategy to the leaders of today.

Jason Middleton

Individual Insurance Consultant

Jason has a well-rounded knowledge of the Insurance industry having worked at all levels of the business. He has worked at the manufacturer level, at the distributor level and, most importantly, as an Independent Insurance Broker and business owner.

Jason’s financial and accounting backgrounds allow him to take a comprehensive approach to advanced Estate and Insurance planning for clients. His ‘educate first’ approach resonates well with clients, who feel that his solution-based recommendations are tailored to their individual needs.

Jason earned a Bachelor of Business Administration with Honors in Accounting and Corporate Finance in 1999 from the University of New Brunswick. He began working on his CA with Deloitte and Touche in 2001 after taking a sabbatical to train and try out for the Canadian Olympic Swim Team. Upon returning to the work force Jason completed the CSC and earned his CFP designation in 2003.

* Insurance services offered through Richardson GMP Insurance Services Limited. Jason Middleton is the owner of The Producers Planning Group.


Pinal Gadhvi, B.Comm., CFP®

Financial Planner 

Located in our Toronto office, Pinal works collaboratively with our Tax & Estate team to help provide best-in-class solutions to investment advisors and their clients. He brings depth of experience and technical expertise in answering financial planning questions and developing strategies. Pinal establishes comprehensive personalized wealth plans detailing client priorities which clarify their long-term objectives and provide peace of mind as clients plan the transfer of their wealth to the next generation.

Pinal has many years of experience in the financial services industry in various capacities. Throughout his tenure in his previous roles, Pinal has provided financial advice to affluent Canadians. Pinal has a Bachelor of Commerce degree from Ryerson University and is a Certified Financial Planner practitioner. He has also completed the Canadian Securities Course (CSC), Wealth Management Essentials (WME), and Professional Financial Planning Certification (PFPC).