Nancy Nicol
Vice President, Investment Advisor

Nancy began her career in the investment industry in 2001 with a BA, Financial and Economic Studies from the University of Western Ontario. As a founding member of one of the country’s top wealth management teams, Nancy honed her expertise by advising some of Canada’s most successful families. Long-term clients include executives, business owners, and multigenerational families who benefit from her holistic approach.

Nancy’s stellar reputation is based on her ability to provide personalized investment strategies that maximize gains, minimize taxes, and transfer wealth efficiently to the next generation.

John Sanchez
Vice President, Investment Advisor

John began his career in the investment industry in 2004 with a degree in Aerospace Engineering from Ryerson University. His disciplined and structured approach to the investment process involves a unique blend of tax planning, investment returns and commitment to world class client service.

John works extensively with accredited investors, business owners, entrepreneurs, and professionals. In collaboration with their trusted accountants and lawyers, he develops custom-tailored solutions designed to minimize taxes today and in the future. He continuously seeks the most efficient tax and investment strategies to help his clients achieve their personal financial goals.

John is Life Licensed and is currently working toward his Portfolio Manager designation.

Zoe Wolpert
Associate Investment Advisor

Zoe joined Nancy in 2015 after earning a Bachelor of Commerce, Ryerson University. Zoe excelled in business strategy and her enjoyment of entrepreneurial studies led her to the investment industry.

Zoe works with her team to develop clear and goal oriented wealth management strategies for business owners, executives and entrepreneurs. Practicing long term and holistic Wealth Management exclusively, her focus is on providing the highest level of care and guidance to valued clients. Zoe’s continued education enables her to be a source of information to the next generation of wealth and an advocate for financial literacy.

Reid Carthy
Associate Investment Advisor

Reid joined the Horwood team at Richardson GMP Limited in October of 2016, with a focus on providing exceptional client service.  In addition to providing on-going administrative support, he is responsible for the execution of buy/sell transactions of equities, fixed income, and alternative investment products, and also monitors the performance of the Team’s core investment strategies. Reid started his career in the financial service industry as a co-op student for a leading Wealth Management team while earning his Bachelor's Degree from Brock University as well as his Post-Graduate Certificate in Marketing Management-Financial Services from George Brown College. Moving into the Operations Team at Richardson GMP, he gained valuable insight and expertise on systems and processes of the firm.  That experience helps him serve his clients today with a high level of efficiency. Reid continues to broaden his knowledge by working towards his Certified Financial Planning (CFP) designation.