Our Team

Robert C. Caldwell
Director, Wealth Management & Investment Advisor
Tel: 519.772.7805
LinkedIn

Robert has been a leader in the Kitchener-Waterloo investment community for more than 45 years. During that time his experience has taught him that client-centric processes and personalized solutions are the keys to financial success.

He has held many senior roles within the investment industry and on corporate boards, including as founder of his own investment firm, Member of the Board at the Investment Dealers' Association - a predecessor of the Investment Industry Regulatory Organization of Canada (IIROC), Member of the Board at the Waterloo Brewing Co. (Formerly, Brick Brewing Co.), and Member on the Board at Kitchener-Wilmot Hydro.

Robert is also an active member of the community, having served on the boards of both the University of Waterloo and the Wilfrid Laurier University School of Business and Economics. He was recognized as a Paul Harris Fellow by Rotary International and, in 2002, named an Honorary Senior Fellow of Renison College (University of Waterloo).

Justin D. Caldwell H.BA
Investment Advisor
Tel: 519.772.7833
LinkedIn

Justin leads the team’s wealth management process and works closely with clients to bring clarity to their goals. Believing that education should always continue, he is working towards his Portfolio Manager designation.

He joined the Caldwell Group in January, 2016 after working with one of Canada’s top think-tanks, the C.D. Howe Institute. There, he refined his skills in analysis and communication by developing strategic partnerships with leading CEOs and senior government stakeholders.

Justin is a strong advocate for giving back, believing everyone can play a role in helping create a resilient, prosperous community. He is a leadership volunteer with the Waterloo Branch of the Canadian International Council and serves on the Investment Committee of the Kitchener-Waterloo Community Foundation.

Carita Yosurack
Associate Investment Advisor
Tel: 519.772.7806

Carita has been a core member of the team for 40 years. During that time she has excelled at providing clients with the highest standard of care. In addition to fulfilling client requests and monitoring accounts, Carita's proficiency at administrative support allows the team to focus more of its time directly with clients and their portfolios. Carita is fully licensed as an Investment Advisor.

Maureen Glenn, B.A., FLMI, CFP®, TEP, EPC

Vice President, Tax & Estate Planning

Maureen works with Investment Advisory Teams and their affluent clients to navigate the entire wealth planning process; from initial discovery with the client, through to the final presentation. She is a dynamic speaker who can translate complex wealth planning concepts into efficient and effective action plans for clients. This holistic approach combined with her financial planning expertise offers a unique and practical perspective to retirement, trust, and estate planning.

Maureen joined the firm in 2006 and moved to the Tax & Estate Planning team in early 2010. The previous 20 years of her career were focused in the Life and Health Insurance Industry where she gained significant experience as a Financial Services Advisor, Mutual Fund Salesperson and as a product, sales, software and compliance trainer.

Maureen is a Certified Financial Planner® practitioner and is a member of the Society of Trust and Estate Practitioners. She has completed the Canadian Securities Course (CSC), the Life License Qualification Program (LLQP) and the Canadian Investment Funds Course (IFIC). She also holds the designation of Fellow, Life Management Institute (FLMI) and other insurance designations from the Life Office Management Association (LOMA).

 

Sylvia Azoulay, LL.B., TEP

Vice President, Tax & Estate Planning

Sylvia works closely with Investment Advisors and their clients to explore and identify issues that address clients’ overall wealth planning needs. She helps clients formulate objectives, understand issues and strategies and facilitates implementation of their goals. Sylvia understands the sensitive issues relating to family dynamics and wealth transfer.

Sylvia is an estate planning lawyer with many years of experience. Prior to joining Richardson GMP, she was a principal in her own strategic wealth planning firm and also spent many years in the financial industry dealing with wealth planning solutions for high net worth clients.

Sylvia has been an instructor at Humber College School of Business and at the Bar Admission course at the Law Society of Upper Canada. She is a member of the Society of Trust and Estate Practitioners and the Estate Planning Council of Toronto. She is a seasoned presenter on topics of importance to high net worth families.

 

Sean Hsu, CPA (New Hampshire), MTax

Tax Specialist, Tax & Estate Planning

Sean provides his expertise to Investment Advisors and their clients to develop tax and financial planning strategies, and to deliver integrated solutions addressing their unique needs.

Sean has significant experience in Canadian and U.S. income tax planning and compliance for high net worth individuals, with a focus on integrated cross-border wealth, estate and trust matters. Before joining Richardson GMP, Sean was at a multi-national accounting firm as a manager in the firm’s private client tax group, specializing in Canadian and U.S. tax. Sean has authored and contributed to several articles for BorderCrossings, a Thomson Reuters publication with insightful commentary on cross-border issues faced by Canadians.

Sean is also a facilitator and teaches in the Chartered Professional Accountants of Canada’s In-Depth Tax Program. He holds a Bachelor of Commerce from the University of Toronto, a Master of Taxation from the University of Waterloo, and is a U.S. Certified Public Accountant with the New Hampshire Board of Accountancy.

 

Pinal Gadhvi, B.Comm., CFP®

Financial Planner 

Located in our Toronto office, Pinal works collaboratively with our Tax & Estate team to help provide best-in-class solutions to investment advisors and their clients. He brings depth of experience and technical expertise in answering financial planning questions and developing strategies. Pinal establishes comprehensive personalized wealth plans detailing client priorities which clarify their long-term objectives and provide peace of mind as clients plan the transfer of their wealth to the next generation.

Pinal has many years of experience in the financial services industry in various capacities. Throughout his tenure in his previous roles, Pinal has provided financial advice to affluent Canadians. Pinal has a Bachelor of Commerce degree from Ryerson University and is a Certified Financial Planner practitioner. He has also completed the Canadian Securities Course (CSC), Wealth Management Essentials (WME), and Professional Financial Planning Certification (PFPC).