Our team of specialists work collaboratively to put all the pieces of the financial picture together, helping clients achieve their wealth, lifestyle, and legacy goals.

Our practice has developed a process called “The Legacy FORMula”, which categorizes important lifecycle stages into main categories. We have a process to address each of these categories to guide clients through the complexities for the changes, milestones and transitions in their lives.

When needed, we can integrate with our client’s existing professional specialists (accountants, lawyers, etc.) to achieve a comprehensive wealth plan in tax, estate, philanthropy, insurance, and business succession. We also have in-house as well as external strategic partners that we may recommend.

Ultimately, we strive to partner with clients to achieve the lifestyle and milestones that they have envisioned for themselves, their families, their businesses, and community at large.

Family, Occupation, Recreation, Money (FORM)

Our practice takes a wholistic and panoramic approach to client relationships. Part of our process is to know as much about our client’s Family dynamics, Occupational issues and Recreational interests as we do about their Money. FORM helps to capture all relevant information that shapes our client’s long-term plan in these four main areas of their lives.


Risk analysis
(current snapshot)
Sounding Board Service
Wholistic overview
(financial planning)
Income For Life
Investment services
(what we offer)
Customized Portfolio Solutions
Change in life Next Steps
Retirement income Retirement Income
Optimization (RIO)
Tax & Estate Estate Settlement Process
Philanthropy Legacy



Client life cycle stages