Having a plan to withdraw tax-efficient retirement income during your retirement years is crucial. To guide clients through this life cycle need, we developed a process called “Retirement Income Optimization (RIO)”.

Process: Retirement Income Optimization (RIO)

Retirement Income Optimization (RIO) is one of our most popular services for retired or those nearing retirement. RIO is a 60-minute meeting where we take inventory of all sources of income. We then optimize the mix to generate the desired level of income for the least amount of taxes possible. We would suggest the optimal order and amount of income to withdraw, which we then recommend clients to bring to their tax accountants for review.